This product offers an overview of key consumer reporting agencies used in the banking industry to screen new account applicants. It explains how these agencies gather data, what type of information may be included in a consumer file, and how individuals can obtain and review their own reports.

What’s included:

• List and overview of major bank screening agencies

• Explanation of the data collection process

• Information on how to access and review personal reports

• Reference tools for financial and credit planning

This resource supports awareness of consumer rights and reporting practices in the financial services industry.