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Affidavit of Fact and Truth Challenge Kit | Secrets to Credit Report Recovery

This product includes a set of affidavit-style letter templates tailored to commonly disputed credit report items. Each section includes customizable content and step-by-step instructions to help individuals draft formal responses addressing inaccuracies or unverifiable entries.

What’s included:

  • 54 pages of editable affidavit templates for:
    • Collections
    • Bankruptcy
    • Charge-offs
    • Missed payments
    • Personal information errors
    • Unauthorized inquiries

  • Step-by-step usage instructions for each section

  • Reference language designed to support fair credit reporting communication

  • Content aligned with the Fair Credit Reporting Act (FCRA)

This resource is intended to support credit report accuracy through structured, rights-based communication with data furnishers or reporting agencies.

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